Card benefit tracker

American Express Platinum

A working reference for every credit, cycle, and lounge rule — check things off as you use them.
$0
Annual value tracked
$0
Marked redeemed
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Benefits remaining

Monthly credits

These reset every calendar month. Unused amounts do not roll over — use it or lose it.

Digital Entertainment Credit$25/mo
Covers Disney+, ESPN, Hulu, NYT, Paramount+, Peacock, WSJ, or YouTube subscriptions. Requires enrollment. Purchase must be made directly with the partner, not through a bundle or third party.
$300/yr cap · enrollment required
Uber Cash$15/mo
Auto-loads to your Uber Cash balance once your Platinum Card is added as a payment method. Expires at the end of each month if unused. December gets an extra $20.
$200/yr total · auto-applies, no enrollment
Walmart+ Membership Creditup to $12.95/mo
Covers one monthly Walmart+ membership fee. Must be enrolled in the monthly (not annual) plan with your Platinum Card on file.
No enrollment portal — card just needs to be on file with Walmart

Quarterly credits

Tap a quarter once you've used it. These reset Jan–Mar, Apr–Jun, Jul–Sep, Oct–Dec.

Resy Credit$100/quarter
Eligible U.S. restaurants, wineries, and cafes booking through Resy, plus purchases on Resy.com/app. Requires enrollment. Doesn't cover gift cards or delivery.
$400/yr cap
lululemon Credit$75/quarter
In-store U.S., lululemon.com, or the app. Excludes Studio, Like New, outlet, and warehouse purchases. Requires enrollment.
$300/yr cap

Semi-annual credit

Resets twice a year: January–June and July–December.

Hotel Credit$300/half
Prepaid Fine Hotels + Resorts or The Hotel Collection bookings made through Amex Travel. THC bookings need a 2-night minimum. No enrollment needed — just book through Amex Travel with the card.
$600/yr total · Jan–Jun and Jul–Dec periods

Annual credits

Reset once per calendar year. Most require one-time enrollment.

Airline Fee Credit$200/yr
Pick one qualifying airline (Alaska, American, Delta, JetBlue, Southwest, or United) and get credits on incidental fees like bags and seat selection — not on tickets themselves. Enrollment required; you can change your airline once each January.
Uber One Credit$120/yr
Statement credit toward Uber One membership fees when charged directly to your card. Turn Uber Cash off for this charge so it hits the card directly.
Oura Ring Credit$200/yr
Ouraring.com purchases only — excludes membership fees, accessories, and third-party retailers. Requires enrollment.
CLEAR+ Credit$219/yr
Covers an annual CLEAR+ membership charged to the card. No separate Amex enrollment — just pay with the Platinum Card.
Equinox Credit$300/yr
Equinox club membership or standalone Equinox+ subscription. Must validate eligibility at platinum.equinox.com first, and not purchase through the Equinox+ app or a third party.
Global Entry / TSA PreCheck$120 or $85
One statement credit every 4 years for either Global Entry ($120) or TSA PreCheck ($85) — whichever you apply for first. No enrollment needed.
Every 4 years, not annual
Venue Collection Concessions10% back, up to $250/yr
10% back on food and beverage purchases at participating stadiums and arenas. Requires enrollment and offer ends 12/31/2026.
SoulCycle At-Home Bike$300 per bike
One-time credit per bike purchased at equinoxplus.com/bike, up to 15 bikes per year. Requires a 12-month Equinox+ membership.

Uber Cash vs. Uber One

Two separate benefits that both live inside the Uber app — easy to mix up.

Monthly

Uber Cash

  • $15 loaded automatically each month, plus $20 extra in December
  • Appears as a balance inside the Uber app, no enrollment step
  • Expires at the end of each calendar month if unused — doesn't roll over
  • Applies automatically to any eligible Uber or Uber Eats charge once toggled on
  • Just requires your Platinum Card saved as a payment method in Uber, Uber Eats, or Postmates
Annual

Uber One Credit

  • Reimburses the Uber One subscription fee itself, up to $120 across the year
  • Uber One is the membership that waives delivery fees and adds ride discounts
  • Turn Uber Cash off for the membership charge so your card is billed directly
  • Doesn't cover free trials or portions already discounted by Uber One credits
  • Membership itself auto-renews under Uber's own terms, separate from Amex
The easy mix-up: Uber Cash pays for rides and orders. The Uber One credit pays for the subscription that reduces delivery fees. You can hold both at once, but if Uber Cash is toggled on when your Uber One renewal hits, it may eat into your Uber Cash balance instead of hitting your card — which means it won't count toward the $120 statement credit.

Lounge access

Coverage varies a lot by lounge network. Companion Cards and Business Employee cards are excluded from all of these unless noted.

The Centurion Lounge
Unlimited access. Arrive within 3 hrs of departure (5 hrs during a layover, effective July 8, 2026). $50/guest fee unless you've spent $75k+ on the card this year, which unlocks 2 free guests.
Sidecar by The Centurion Lounge
Same guest-fee structure as Centurion Lounge. Arrive within 90 minutes of departure, including layovers.
Delta Sky Club
10 visits per year (issued Feb 1), unlimited if you spend $75k+/yr. Only valid on same-day Delta or Delta-marketed WestJet flights — not just any flight.
Priority Pass
Requires separate enrollment. Up to 2 free guests per visit; extra guests billed automatically.
Escape Lounges
Complimentary, up to 2 guests. Flight must be booked on a U.S.-issued Amex Card.
Plaza Premium Lounges
Complimentary global access, up to 2 guests.
Lufthansa Lounges
Access ends September 30, 2026 — no longer included starting October 1, 2026.Ending soon

December checklist

Everything that resets January 1st — use it now or lose it.

Digital Entertainment Credit
Final $25 for the month if not yet used.
$25
Uber Cash (regular + December bonus)
$15 monthly plus the extra $20 that only lands in December.
$35
Q4 Resy Credit
Final $100 of the year if Q4 hasn't been used.
$100
Q4 lululemon Credit
Final $75 of the year if Q4 hasn't been used.
$75
Jul–Dec Hotel Credit
Book must be processed by Dec 31, 11:59pm Central to count for this half.
$300
Airline Fee Credit
If your selected airline hasn't been charged $200 in incidentals this year, it's gone.
$200
Uber One Credit
Check you've received the full $120 across the year's renewals.
$120
Oura Ring Credit
$200 cap resets Jan 1 — use it on ouraring.com now if you were planning a purchase.
$200
CLEAR+ Credit
If your CLEAR+ renewal hasn't hit yet this year, time it before Dec 31 if you want the credit this cycle.
$219
Equinox Credit
$300 cap resets Jan 1.
$300
Venue Collection Concessions
10% back up to $250 — also note the offer itself ends 12/31/2026 entirely.
$250
Airline selection change window
Not a credit, but a reminder: you can only change your selected airline once, in January.
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